Showing posts with label Couponing 101. Show all posts
Showing posts with label Couponing 101. Show all posts

Wednesday, January 30, 2013

Realistic Couponing

This is an oldie but goodie from my file of posts it will start you off in understanding what can really be done with coupons!


 

What is realistic couponing you ask? Realistic couponing is what everyone not on the television show does, I mean come on who really needs an entire shopping cart full of marshmallows anyways.

Realistically one can save anywhere from 90% to 100% at drug stores such as Walgreen's, CVS, and Rite Aid, I personally aim for 95% so that I am not let down, as for grocery I am still working on that and I aim for 50% at the grocery store. However this is not always possible especially for NEW couponers, also if your family has a special diet there are not always coupons for these items. We eat fairly healthy in our house so I use meal planning to help control the grocery budget. I normally am only able to save about 30% at the grocery store, but I only spend about $75.00 per week on our families groceries. 

For instance it is difficult to find coupons for;
  • Meat
  • Produce 
  • Dairy
 These are items found on the perimeter for the store, anyone familiar with how to shop for healthy items you know that the best items for you are on the stores perimeter and all of the other junk is in the middle. Please remember to shop for your families needs, and only take what you need to last until the next time it is on sale at your stock up price ( stock up price is the lowest price you can get this item for).

Realistic Couponing Part 2

So, I wanted to share some more information on realistic couponing...

Generic VS Name Brands
 
genericvsnamebrand

So in the couponing world it is difficult to find coupons for generic items (except at target) so in most instances name brand is cheaper when paired with a sale and/or coupon.  However when shopping for items that you don't have a coupon for, generic is usually cheaper... But I want to remind you to always read the price tags because this is not always the case, as you can see in the picture above. Remember to look all around, a lot of times the best deal may not be found at eye level of the shelves for instance the best deal here was the name brand on the top shelf. There are times we need something and there are no coupons out for that type of product.

Also, calculate the price per ounce for instance the relish is 9oz, so $0.99 divided by 9oz is $0.11 per ounce on the Vlasic, however Targets brand would be $0.13 per ounce so the better deal is the name brand!

And don't forget to check sale ads and compare prices, both Walmart and Target price match, (you can check there coupon and price match policies here).   I always take my qs that will double or triple to a store that offers that and match it with a sale (if possible)!

I really am trying to limit my trips to one per week to each store... meaning just one trip to Target, one to CVS, and one to either Kroger, Albertsons, or Tom Thumb!

Keep a Price Book

A Price book is used to track what retail is for an item and what your stock up price is for an item, for example my stock up price for cereal is $1.00 per box or less, where retail may be  $4.79 per box so I put that down in the price book, I keep my price book in my binder.

I use the price book that Money Saving Mom has here on her site, it is a free printable!

Errors in THAT Show...

So, there were many errors that an experienced couponer could have picked out of last nights episodes, for instance I know for a fact that several coupons were misused as well as several coupons were fake, we know this because there have been news stories about them as well as they are listed on the Coupon Information Corporation's (CIC) website! 

For more information on the errors recent episodes of Extreme Couponing read the article found here.

Also many of you may have noticed that one person was dumpster diving for coupons, not only is this disgusting but it is also very ILLEGAL and in many states you may be fined!

Tracking your savings... 

I like to track my savings just so that I know how much I am saving with my coupons , as you cans see with my Monthly Savings Reports, I do that with the savings tracker found on  Coupon Project.

Types of Coupons

There are 9 types of coupons, this post will explain what all of them are and where you can find them! This is a new post so all of you should find some helpful information in it weather you have followed me for some time or not!

 

Manufacturer Coupon: Manufacturer coupons are issued by manufacturers as an advertisement to entice you to buy their products. The most common place to find a mfg. coupon is in the Sunday coupon inserts. SmartSource, RedPlum and P&G will each have inserts in the Sunday paper throughout the month. New subscribers can sometimes sign up for a discount newspaper subscription, I buy mine at my local Dollar Tree, anywhere from 1-4 per week and sometimes I get a freebie delivered from out local paper.

 

Catalinas: Catalina coupons are named after Catalina Marketing who brought us the little box that the coupons print out from at the stores. Catalinas are coupons that print out at the register that are usually handed to you with your receipt. These coupons can be either store coupons or manufacturer coupons (it depends on the store promotions).

Store Coupons: These coupons are issued by the store you are shopping at and meant to be used at that specific store. These store coupons are issued in an attempt to “woo” you to their store. Many times store coupons can be stacked with a mfg coupon for additional coupons so be sure to check the coupon policy at your stores. (Target, Walgreens, and CVS allow this Target also offers many online, more about where to find them further down and in future posts!)

Another great tip to remember is some stores will actually accept “Competitor Coupons” in an effort to “snag” your business away from their competitors. These store coupons that are issued at one store would actually be redeemable at another store that accepts their competitor coupons.

Blinkies: These coupons can be found in the little black boxes hanging on the shelf in front of the product they are for. You may notice a little blinking red light (an thus the name “Blinkies”.  They can be found in many grocery and retail stores. Be on the lookout as you head up and down the aisles – this is a good way to keep kids busy while you shop too (have them on the “lookout”). These are usually a mfg. coupon.

Hangtags: These coupons are usually found on drinks, jellies, oils, syrups, laundry soaps and anything else that has a “neck” to hang the coupon tag on. Thus the name Hangtags because they “hang” off the product.

Peelies: These coupons are placed right on products like a peel away sticker. If you notice a peelie on a product you are buying, make sure you peel off the coupon because they can be used immediately on your purchase. These are normally a mfg. coupon.  Never take them off a product that you don't intend to buy at that time, this is just common courtesy to other Shoppers!


eCoupons: These are digital coupons that you will find online. You will pick the coupons that you want to use and then download them onto your shopper loyalty cards. There are many stores that offer eCoupons such as Kroger and Tom Thumb and even Coupons.com has a digital coupons page. These coupons are usually considered a mfg. coupon and cannot be stacked.

Internet Printable: These coupons are found on the Internet from from coupon sites like Coupons.com, Coupon Network,  SmartSource, Target and RedPlum. Some will be mfg. coupons and some will be store coupons. You are usually allowed to print 2 of each coupon during the month and companies will reset the coupons at the beginning of each month. Coupon Divas has links to the most popular coupon sites with most current coupons available.

You can also search a Coupon Database to search for all of the printable coupons we know of that are available on the Internet. This will save you a lot of time searching for them!

Tearpads: These are exactly what they sound like and can be found in many stores. They are the pads that are found by the products, sometimes on displays, in the front of stores, by the pharmacy, really just about anywhere in the store and you simply “tear” off a coupon that can be used immediately on your purchase of that product.

Anatomy of a coupon


Not all coupons are created the same and you need to learn how to read one to understand the difference. First we will go through on how to read the text of the coupons and understanding each part of the coupon. In another post, we will go through on how to read the codes at the bottom of the coupon.

Coupon Type: There are store coupons and manufacturer coupons. Typically the type will be listed at the top of the coupon.
Expiration Date:  All coupons will have an expiration date printed somewhere on the coupon.  The coupon shown in the example expires on August 31, 2011.
  • You may run across a coupon that states “No Expiration Date.”  Most stores will not accept coupons that do not have an expiration date. These are very RARE!
  • If your coupon has expired, don’t toss it! Collect them and send to our military overseas – they can use at the commissary for 6 months after they expire- I post info on this from time to time around the end of the month!
Value:  The value of the coupon will be clearly printed on the coupon and you should become familiar with “TERMS” to know what must be purchased to receive the value and avoid delays at checkout.

Terms:  There are conditions regarding the use of coupon such as the quantity needed, specific product, size, etc. in order to receive the value off your transaction. Sometimes the terms will have “ANY” and this means you can use the coupon on any size or item offered by the manufacturer.

Suggested Product: I am calling this part the “suggested product” because sometimes, it’s just that. If the “terms” state “any” then you can use it on any item. Typically, the manufacturer will print newer / more expensive items (subliminal marketing).

Fine Print:  The fine print is typically the directions for the retailers on how to redeem it to be refunded. Some of the newer coupons (i.e., Proctor & Gamble) have instructions that other coupons do not have. Normally, they will have the directions to the “consumer” and “retailer”- see above as an example. Some language may be below:
  • May not be reproduced, purchased, traded or sold. DO NOT COPY coupons. The retailers know better and you are wasting your time and ink to do this.
  • Limit one coupon per purchase of products and quantities stated. This means one (1) coupon per item. Some retailers misunderstand this term and think it’s one coupon per transaction. Nope, 1 coupon= 1 item.
  • Limit of 4 like coupons in the same shopping trip. This one is new and printed on P&G coupons.

Coupon Wording


"Limit One Coupon Per Purchase Per Transaction".This is printed on most of the manufacturer coupons.

So what does this mean?

Per Purchase = One Item
Every item you buy is considered a purchase. You can use one manufacturer’s coupon per item. You can also stack an in-store coupon.

Per Transaction = Entire Sale
Every time the cashier hands you a receipt. Sometimes you will be doing multiple transaction during a singleshopping trip. Mostly at the drug stores to roll store rewards.

Limit of 4 Like Coupons in Same Shopping Trip =
You can only use four of the same exact coupon per shopping trip. This is to prevent one person from
buying the entire inventory at the store in one shopping trip.



Coupon Lingo

 

COMMON (Confusing) ABBREVIATIONS:

Sunday Coupon Inserts:

SS= SmartSource Sunday Insert
RP= RedPlum Sunday Insert
P&G= Procter & Gamble Sunday Insert
GM= General Mills Sunday Insert (Only comes every once in a while)

Coupon Lingo:

$1.00/1: One dollar off one item,
$1.00/2: One dollar off of two items
B1G1 Free: Buy one item, get one free
B2G1 Free: Buy two items, get one free
B1G1 50% Off: Buy one item, get one 50% off
Blinkie: Small boxes that dispense coupons with red blinking lights
Beep: On occasion the register will beep when a coupon is scanned by a cashier. This means that the cashier needs to take an action, like entering in a price or to check to make sure the coupon matches the item you purchased.
Bricks: Bricks coupons are internet printable coupons, if you hit your back button in your browser after printing, you usually will be allowed to print two coupons.
Catalina: A small machine next to the cash register that will print a coupon at checkout.
Cellfire: Electronic coupon provider
DND: Do not double
E-coupon: Coupon that can be loaded onto your preferred shopper card that will electronically be taken off at check out if you purchase that item.
ETS: Excludes trial size
Exp: Expires
Expired: The deal that was being offered is no longer available
GC: Gift card
MFG: Manufacturer coupon
MIR: Mail in Rebate
NLA: No longer available
OYNO: On Your Next Order
OOP: Out of Pocket
Peelie: Peel off coupon found on product
R: Regional coupon
RR: Register Reward, Walgreens Catalina coupon
Q: Coupon
SCR: Single Check Rebate, Rite Aid monthly rebate program
Stacking: Using both a manufacturer coupon with an in-store coupon on one item.
Tearpad: A pad of coupons that can be found next to some products.
UPC: Universal product code, or bar code
+Up Rewards: Rite Aid Reward program that prints on the bottom of your receipt when you purchase qualifying items.
VV: Video Value coupon you get for watching ad-perk videos at Riteaid.com. These video value coupons can be stacked with manufacturer coupons.
WYB: When you buy
YMMV: Your mileage may vary, meaning it may depend on your stores specific coupon policy.






Where do I find my coupons?

  • The newspaper ( I get 1- 4per week)
  • online Smart Source Red Plum, Coupon Network, Target, CVS, Walmart, Pillsbury ,and Coupons.com (also try using area code 90210 as well as your own) Most Internet Printable's or IP's can be printed twice.
  • Many stores offer online coupons that can be printed or loaded to your customer rewards card, check their websites for details!
  • I have also participated in RAOK and Coupon Trains

Coupon NetworkSavingStar
SmartSource

Coupon Organization

 Sunday is here you got your paper and now what do ya do with all of those coupons?

So now that you have all these coupons that there isn't the right sale to pair them with yet what do ya do with them???? Well lets talk coupon organization! I use what I call a Hybrid method for organizing my coupons.

  •  I clip what I know I will use or might have a good chance of using if the right sale comes along. 
  • Then I put the clipped ones in my binder 

IMG239, Uploaded from the Photobucket Android App

Coupons are sorted in to piles that go along with the tabs in my binder (as seen above), the table of contents for my binder is seen below I use the categories found here on Hip2Save. My binder also has an accordion file setup on the inside of the front cover where I store my store ads and coupons waiting to be put away.

IMG241, Uploaded from the Photobucket Android AppIMG243, Uploaded from the Photobucket Android App

I use baseball card pages to organize my coupons in my binder, under each tab i group like items together such as toilet paper and paper towels.  If I have 3 coupons different for the same item and same value I put the one that expires first in front so I use it first!

IMG245, Uploaded from the Photobucket Android App
IMG247, Uploaded from the Photobucket Android App

  • All of the remaining coupons are left whole in the insert.  
  • I date it with when it came out such as 6/17/12 
  • Below that I write EXP and the date of the lastest expiring coupon in the insert suck as EXP 9/31/12.
  • All like ones IE my 4 Red Plums are put together in 1 page protector in my insert binder.  (If you want to check to see if a insert is expired you can check out the information found here)


If I am looking for a coupon that I didn't clip I use the coupon database on Money Saving Mom!

Here to the left you see my coupon organizer that I keep in my purse!

Each store has its own section, I cut down dividers to fit in it!  I found it in an Etsy shop found here 

****UPDATE**** I am back to clipping all of my coupons because it was difficult to do Kroger Mega Sales with out them that way!

ECB what are they? How do I roll them?


 What are Extra Care Bucks (ECB)?

Extra Care Bucks, what are they? I like to think of them as free money or CVS money. Extra Care Bucks print out on your receipt after the transaction is complete.

Here are a few facts about Extra Care Bucks:


  • ECB's can be used for almost anything in CVS with a few exclusions: Alcohol, tobacco, lottery and some gift cards. 
  • ECB's are a form of payment not a coupon. This means you can use them with a manufacturers coupon and store coupon.
  • ECB's expire normally two weeks from the date they print out.
  • The Magic Coupon Machine will print out ECB's sometimes, usually every three months when you have spent a specific amount towards select products.
  • You can use multiple ECB's in a transaction or shopping trip.
I like many people roll my ECB's, which means I plan a shopping trip using ECB's to pay the OOP (Out Of Pocket or amount you actually pay) and gain more ECB's from that purchase. Doing this  will lower or sometimes eliminate my OOP. Then I  have more ECB's to use for my next transaction or shopping trip.

How do I roll them?

I will explain this by breaking down one of my previous transactions.

IMG104, Uploaded from the Photobucket Android App

Now this was done in just 1 trans action and had a higher than normal oop because I did not want to "burn" ECB (use more than I was earning)

(6) Finish Dishwasher Gel Packs     $3.50 each
(3) Milkey Ways                              $0.75 each  (sale crossed over from previous week)
(1) Venus Razor                               $8.99
(1) CVS Body Wash                         $2.37

 Used
(1) 4/20 CVS coupon
(6) $0.75 off Finish
(1) Buy 2 get 1 free on Mars Candy
(1) $2.00 off any Venus Razor
(1) $3.00 off CVS Body wash  (CVS normaly will not produce overage however this one did and the cashier was like well whatever)
$10.00 ECB
$4.00 ECB


Earned
$10.00 ECB
$4.00 ECB

As you can see I used ECB that I had previously earned, I also earned more ECB that I now have to use next week!  That is "rolling" your rewards!

Spotting A Fake

So if you follow me on Facebook you know that we found some FAKE coupons floating around... (A WHILE BACK) Now how many of you would know that its FAKE? Do you know what to look for to spot weather or not a coupon that you found on the internet is real?

Well today I scanned in the images and I will show you a real coupon found on Coupon Network, and a FAKE one found on www.ppgazette.com  ( please refrain from using this site as the legitimacy of all coupons comes into question when a fake one is found!)

Spotting a FAKE

Lets start with looking at the real coupon ... below is a scanned image of a real coupon from Coupon Network...

1. I have my computer set to print in gray scale to save on ink.
2. Even when printed in gray scale we see the watermark behind the expiration date.
(Also the number above the second bar-code should be different even if it is the same coupon printed a second time!)

Now lets look at the FAKE Coupons...

These are the first ones that I printed



 1. As I said I have my printer set to gray scale and these printed in color thus over-riding my settings (smells a little fishy)
2. There is no water mark behind the expiration date...
3.  The number that should be unique on each coupon printed ... even if a duplicate of the first one! (remember this for the next image)
4. Notice the text is slightly larger here... (This just seemed odd to me)
5.  There are three different coupons for the same product each DIFFERENT but for the same sized package.

Now lets look at the next ones that I printed from the same site...


3. As I mentioned above each number should be different and the ones here are the same as the ones on the ones I previously mentioned.


There are several other things that stood out to me on these coupons...
  •  I was able to print the coupon 4 times from the same computer (this was done by mistake)
  • The site claims all the coupons on that page are from Coupon Network... yet I couldn't find this on their site. 
  • I was prompted to install a coupon printer by the site that I know I already had.

So how do you proceed?

well I alerted the CIC (The Coupon Information Corporation) that I believed this coupon to be fake, I e-mailed them the site and info on the coupon.

Then I called the manufacture to ask them about it and well they told me that  they occasionally e-mail or mail out coupons to those on their mailing list, but that never are they posted on any of the typical online coupon sites that offer printable coupons!  

So the lesson in all of this is follow your gut if it seems to good to be true or has a foul odor then it probably isn't an ethical coupon!

Also there is another site that I suspect may also be FAKE because of how the coupons print and some of the coupons that are posted on there being from the same manufacture as these that were in question so please avoid www.commonkindness.com  I am waiting to here from the CIC regarding the site.





Stacking Coupons

 

Coupon Stacking can be done at many stores including;
  • Target
  • CVS
  • Walgreens
  • Kroger
  • Albertsons
  • Tom Thumb 
  • And many more!
The trick is using coupons for the item that are from the store as well as a coupon for the item from the manufactures, I do this most at Target, CVS, Walgreens, and Albertsons.  As you see in the image above pairing a Target coupon along with a smart source coupon can lead to very cheap or even free Skittles!

CVS is a great place to stack coupons, the "Red Machine" loves to spit out coupons for items that we tend to purchase or that are on sale when paired with manufactures coupons!  Just remember to roll your Extra Care Buck!

Formula checks can be stacked with store coupons as well as manufactures coupons which will drastically lower the cost when this can be done, Please remember to know your stores coupon policy, before you try to stack coupons their!

Rebates... Get The 411

 

With my big trip planned for CVS this weekend I want to share some info because all of my transactions count toward one of 3 rebates that I am doing...
 
I wanted to cover rebates. There are quite a few out there right now and are an awesome opportunity to make money.

There are several points I want to cover with them:
  • Participating products
  • Rebate dates/ Submit by date
  • Transaction versus Transactions
  • UPC's
  • ONE REBATE PER HOUSEHOLD unless otherwise specified!
So the first thing is participating products. All rebates will have a list of products that are included in the rebate.  MOST rebates include all products made by that manufacture. Some only include certain products, sizes, flavors, etc.. so be sure you are purchasing the correct items for your rebate by all specifications, otherwise your rebate will be denied by the company and you will not get your receipts back to submit for another rebate.
EXAMPLE: Currently there are approximately 4 rebates being offer by Proctor and Gamble. Two of these rebates include ALL P&G products, the other two only include beauty items such as Olay, Venus, Pantene, etc... So again be sure you know what products are included and plan accordingly.

Second, rebate dates and submit by dates. These are NOT the same thing. Rebate dates are the dates between which your products must be purchased. The submit by date is usually a week after the rebate end date and is the date by which your rebate MUST BE POST MARKED in order to be qualified for the rebate. ****Remember to ALWAYS COPY YOUR RECEIPTS*** before you send them into the manufacture for any rebate. On the off chance you get a letter saying we did not receive a receipt for this or that you can go back in your records and provide them with the information needed to complete your rebate. And I always mark the rebate name and date I sent it out for my own records.

Third, items must be purchased in one transaction versus multiple transactions. Some rebates require all products to be purchased in one single transaction and must appear on one single receipt in order to be considered for the rebate reimbursement. Others will let you break those items up into several different transactions making it easier to obtain the necessary amount over a longer period of time rather than in one single trip. So please be sure to read your rebate forms thoroughly before you complete a transaction or transactions for a rebate.

If a rebate requires you to submit UPC's they usually require them one of two ways. They will either ask for the original UPC's to be removed from the product and sent to them, this means ALL upc's must be included with the rebate form, or they will ask you to write them in on the rebate form. If you purchase multiples of an item for instance shampoo or conditioner you must still list EACH UPC on the form. If you run out of space you are allowed to include an additional piece of paper with the remaining UPC's on it.

Unless otherwise specified you are permitted to submit for ONE rebate per household. If you send an additional to the same address it will be bumped from their system and you will not get your receipts back.


***** Please please always read your rebates when selecting products... I realized that I bought the wrong product for one and will be re doing it because it is for kitty litter so it isn't the end of the world but now it is on hold for a few weeks!


So, now to cover my plans for CVS this weekend (I shop Saturdays after work)  I am a very visual person so I had to get creative to figure this out because 2 rebates require that 40 be spent all in one transaction and the other is 50 in multiple transactions, I wanted to make sure I had the right items with the right rebates.   Part of which I have already gotten so I needed to figure this all out...

So here is how I did it





IMG218, Uploaded from the Photobucket Android AppIMG221, Uploaded from the Photobucket Android App


I took post-its and wrote out each item and quantity, along with what the coupons that I will use on that product, this allowed me to manipulate them around to match the right items with the right rebate.  I was then able to easily calculate my out of pocket for them as well!   Each sheet of paper is a rebate except one which is on 2 sheets, so here is what I will get;

Transaction 1
  • (2) Oral-B spin brushes
  • (2) Oral-B tooth brushes
  • (1) Always panty liners 
  • (1) Tampax Pearl 
  • (1) Tampax Radiant
  • (1) Venus Olay   
  • (1) Cover Girl Eye shadow 
Spending $16 in ECB and $1.66 on a gift card getting back $15.00 ECB

Transaction 2
  • (2) Venus Olay
Pay $13.00 in ECB and $1.05 on a gift card getting back $10.00 ECB

Transaction 3
  • (1) Tide
  • (2) Pampers
  • (1) Bounty Paper Towels
  • (1) Charmin
Spend $21.00 in ECB and $1.05 on a gift card

I will submit 3 rebates for $10.00 each which has me about $5.00 ahead and I can spend that money anywhere!


Coupon Ethics!

 

In light of some recent things that I am seeing in coupon brags and breakdowns I feel that I need to reiterate Coupon Ethics...

For reference I have 1 Extra Care Card, and until recently only got 1 paper per week with the occasional buying of a second if the grocery coupons were fitting to my family's diet which is on the healthier side! So the stockpile you see me brag about was built on 1 Extra Care Card, One paper per week, plus Coupon Trains, and Random Acts of Kindness from other couponers!

I am working hard to set an example for David and when he is old enough teach him how to properly use coupons!



Coupon Ethics


In the couponing world there are courtesies and ethics we follow to be respectful to other shoppers and each other. The do’s and don’ts are:
 

DON’T clear shelves! Just because you have 16 coupons for a sale item doesn’t mean you need to use all of them at once. The same sales and coupons normally come back around every three months.  

DO leave some items on the shelves for other shoppers and couponers.


DON’T take inserts without paying for them. It is illegal for you to take extra inserts from the stores, newspaper machines or recycle bins.


DO call your local news paper and see if they have any deals on Sunday only customers. You can also ask all you friends and family if they get the Sunday paper to save you the inserts.
  

DON’T be rude, hostile or yell at store cashiers or store managers.
  

DO remember they are people too and they make mistakes like you do. Be assertive and explain courteously what the problem is and they will respond to you much better. Always keep your policies in your binder.
 

DON’T be inconsiderate of other shoppers.
 

DO notice others, if the shopper behind you has two items and you are about to do three coupon transactions, let the other shopper go first. 

DON’T use coupons incorrectly. It is Coupon Fraud and you can get in trouble for it. 

 DO follow the coupon guidelines correctly. There are plenty of great deals to take advantage of using your coupons correctly. AND just because it didn't beep does not mean that  you used the coupon correctly! 

DON’T rip off peelies from products and save them for later. Peelies are meant to be used on the product they are found on. 

 DO use peelies appropriately, only using peelies when you are buying that product at that time. Blinkies and tear pad coupons can be taken and used at other stores, but do so in a responsible way (don’t take 20 of them!).
 

 DON’T use questionable internet printable coupons. If it is from a unknown or shady website and it seems too good to be true ($10.00 off of any Energizer product) don’t try to use it. It could also be a scam to get your info or give your computer a virus.
 

 DO use reliable coupon websites known for printable coupons like coupons.com or smartsouce.com. 

Use only ONE store card per household!  


Coupon SCAMS

 
So after a link was posted to my personal Facebook page I felt it was important to point out the trusted sources of coupons.  PLEASE avoid websites that ask you to pay for a service (Advance Grocery ) is on of these.
I get My coupons from:
  • Swagbucks (you can sign up here through the blog and earn free gift cards for using your coupons and completing internet searches).
  • Walmart.com
  • Target.com
  • CVS
  • Smart Source
  • Red Plum
  • Various Facebook fan pages
  • News Paper 
  • In the mail
  • as well as product websites (ie Reynolds Foil)
Please remember there is a limit to internet printables (IP's)  per computer 

Also check your local grocery stores website for digital coupons that can be loaded to your club card.

I also use several apps for coupons on my phone
  • Geo Coupons
  • Savings Star
  • Shop Kick

Wednesday, January 16, 2013

Lets Break It Down!


IMG224, Uploaded from the Photobucket Android App

Ok so lets break this one down... (based off of an old trip from over the summer!)
I did all of this at CVS with just 3 transactions...


Transaction 1
  • (2) Oral-B spin brushes  $5.99 each used $5.00 off of 2 from Charmin package  2/$1.00 any tooth brush from the red machine
  • (2) Oral-B tooth brushes $2.77 each  used  1/$0.75 off from mailer, 1/$0.50 off from mailer 2/$1.00 off any tooth brush from the red machine
  • (1) Always panty liners $3.49 each used 1/$1.50 off off always liner from mailer
  • (1) Tampax Pearl  $3.99 each used 1/$2.00 off Tampax pearl (I forget where it came from)
  • (1) Tampax Radiant $3.99 each used 1/$2.00 off from Tampax radiant package (I previously bought)
  • (1) Venus Olay  Razor $10.79 each used 1/$2.00 off any Venus from Pampers (last summer)
  • (1) Cover Girl Eye shadow $3.79 each used 1/$1.00 off any cover girl from Tampax radiant package (I previously bought)

 used (2) 4/20 CVS coupons, (for information on this please email me @ nicole.riens@gmail.com) ** always give your CVS coupons first starting with $/$$

Paid $16.00 in ECB and $0.35 on a gift card, paying nothing oop and got back $15.00 in ecb

Transaction 2
  • (2) Venus Olay Razors $10.79 each  used 2/2.00 off any venus from 5/13/12 P&G Brand Saver
used (1) 4/20 CVS coupon

Paid $13.00 in ECB and $0.63 on a gift card, paying nothing oop got back $10.00 ECB

Transaction 3
  • (1) Tide $11.99   used 1/$1.00 off of Tide fom 5/13/12 P&G Brand Saver
  • (2) Pampers 2/$19.00 used 2/$1.50 off of any pampers cruisers or baby dry from coupons.com
  • (1) Bounty Paper Towels $5.99 used 1/$1.00 off bounty basic from Charmin package
  • (1) Charmin Free (when spending 30 on participating products) used 1/1.00 off Charmin (this lowered the amount of ECB that I was using and is with in the coupon policy for CVS which can be found here
 used (2) 4/20 CVS coupons
 
Spend $19.75 in ECB and $3.50 on a gift card, paying nothing oop

I will submit for 3 Mail In Rebates each one will give me a $10.00 pre paid Visa card!

*For more Information on Mail In Rebates (MIR) please click here

**My gift card came from a return of a product that was supposed to produce ECB and did not... I have another from a giveaway that I won on another blog ... Leaving me with $20.00 in ECB and $10.92 on gift cards.

***Viggle is a great way to earn gift cards for CVS learn more about it here







Here are some of my other couponing trips from the past few weeks!


IMG195, Uploaded from the Photobucket Android App

IMG197, Uploaded from the Photobucket Android App

IMG189, Uploaded from the Photobucket Android App

IMG188, Uploaded from the Photobucket Android App

IMG107, Uploaded from the Photobucket Android App

IMG104, Uploaded from the Photobucket Android App

Wednesday, January 2, 2013

Savings Tracker 2013

 

Track your savings in 2013 using Coupon Project's Savings Tracker.

This year I will add up my coupons to track coupon savings and sale savings.

For more information on how to used the Savings Tracker read the manual found here.

To download your copy of it visit Coupon Project!

Friday, November 23, 2012

Reader Question

I revived a comment last night that was asking what papers I buy.

"I live near Dallas and am looking for newspapers to buy, which newspapers do you buy?"

As many of you know I live in the DFW Metroplex, I either buy the Dallas Morning News or The Star Telegram, A big hint is that I am able to buy these at Dollar Tree and they have the Early Edition by mid-day Saturday!

Most weeks I buy 4, I am only paying a dollar each for them and its helpful to have multiples of coupons for Kroger Mega Sales and CVS!

I hope this helps and also please comment below with your area and paper if you also buy them at Dollar Tree, I will compile a list!

Thursday, July 12, 2012

Couponing for Crafts

 
David and I took had an outing today to search for a sewing basket for mommy, and while out we discovered that... Jo~Ann's now has an app for android and Iphones, this is an easy way of getting coupons for their store when I downloaded it today it gave me (4) coupons (2) that were for 50% off of a regular priced item and (2) that were for 40%off of a regular priced item.  The best part they can be used more than once on most occasions as well as all in one transaction!

I was able to get a sewing basket, pins, needles, embroidery needles and a case for my crochet hooks for just $35.xx and the sewing basket alone was was priced at $49.99!  I will be getting back into my crafts now with my sewing stuff in my new basket and my paints in my tool box!

Share with us the crafts that you enjoy and what you find for cheap at Jo~Ann's!
 Photobucket

Thursday, June 7, 2012

PSA About Rebates

 
Always, and I mean always read over your receipts for your MIR's this past week I noticed that the Charmin from CVS on 6/3/12 rings up as free, thus it will not count toward the rebate.  So i took the items and my receipt to CVS and explained to the store manager what had happened and asked if it could be re-rung with some additional items added in, he was more than happy to help.  I was able to add in some Cover Girl items to reach my $40.00 needed for the rebate with no issues!

Another way to avoid this is to add in some additional products when calculating your transactions to prevent this from happening.

Photobucket